The average 5-year fixed mortgage rate at Canadian chartered banks was 6.19% on 2026-11-04, unchanged on the week and up 0.1 percentage points on a year earlier.
Source: Bank of Canada.
Read the full article on Housing Market Insights
This article is published by Housing Market Insights, which carries the full text, the figures and a link to each source.
Canada
The Bank of Canada's policy rate stood at 2.5% in 2026-10, up from 2.25% in 2026-09, placing Canada 2 of 4 countries by change on a year earlier.
Source: Bank Indonesia, Bank Negara Malaysia, Bank of Canada, Bank of England and Deutsche Bundesbank · via Housing Market Insights
Canada
The average 5-year fixed mortgage rate at Canada's chartered banks held at 6.19% on 28 October 2026, according to the Bank of Canada, after rising from 6.09% at the end of September.
Source: Bank of Canada · via Housing Market Insights
Canada
The Bank of Canada's policy rate stood at 2.25% in September 2026, unchanged from August and lower than a year earlier, while rates in Australia, Germany and Spain rose over the same year.
Source: Banco de España, Bank for International Settlements, Bank Indonesia, Bank of Canada, Bank of England, Deutsche Bundesbank and Reserve Bank of Australia · via Housing Market Insights
Canada
The Bank of Canada reports that the average 5-year fixed mortgage rate at chartered banks was 6.19% on 21 October 2026, unchanged on the week and up from 6.09% in late September 2026.
Source: Bank of Canada · via Housing Market Insights